Innovative Carrier® products are trusted in more homes than any other brand–and financing is no different. Through our established merchant relationships, Michiana Heating & Air Conditioning is able to offer a variety of flexible options for financing for your new Carrier product or system. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.
269-489-8778Traditional Financing
Wells Fargo Financing

Wells Fargo offers flexible financing options with convenient monthly payments that fit your budget. Subject to credit approval.
Options Include:
- Quick decisions on a credit card application with Wells Fargo Bank, N.A.*
- Special Financing Terms where available*
- Convenient monthly payments to fit your budget
*The Credit Card issued with approved credit, by Wells Fargo Bank, N.A.,an Equal Housing Lender
To apply online, click the button below:
Microf Financing

At Michiana Heating & Air Conditioning, Inc, we understand the need for second chances and building credit, so we offer the following alternate credit options.
Microf offers hassle-free financing for all your heating/cooling needs so you do not have to access your existing funding sources like your home equity line, credit card, or bank account.
Benefits of the Microf program include:
- No down payment required
- Quick response times (usually within 24 hours) upon receipt of your completed application
- 35 month, 47 month, or 59 month payment terms PLUS a Guaranteed Purchase Option payment
- Monthly payment discounts and early purchase options available




