Michiana Heating & Air Conditioning Financing Options

Innovative Carrier® products are trusted in more homes than any other brand–and financing is no different. Through our established merchant relationships, Michiana Heating & Air Conditioning is able to offer a variety of flexible options for financing for your new Carrier product or system. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

Traditional Financing

Wells Fargo Financing
A Carrier® credit card* is a convenient way to pay for your purchases. Plus, by taking advantage of special Carrier financing with approved credit, you won’t use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They’ll still be available when you need them.

  • Quick Credit Decision
  • Convenient Monthly Payments
  • An Easy to Use Online Bill Payment Option
  • Special Terms and Promotional Offers

*The Carrier® credit card is issued with approved credit through Wells Fargo Financial National Bank, an Equal Housing Lender.

How do I know my account information is secure?

To apply online, select the button below:


At Michiana Heating & Air Conditioning we understand the need for second chances and building credit, so we offer the following alternate credit options.

Turns Financingmicroflogo355

Financing for ALL credit scores!


Microf Financing

microflogo355Microf offers hassle-free financing for all your heating/cooling needs so you do not have to access your existing funding sources like your home equity line, credit card, or bank account.

Benefits of the Microf program include:

  • No down payment required
  • Quick response times (usually within 24 hours) upon receipt of your completed application
  • 35 month, 47 month, or 59 month payment terms PLUS a Guaranteed Purchase Option payment
  • Monthly payment discounts and early purchase options available